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In This Volume

161 (1) Despite the Insurance Act or any other law, an owner may obtain and maintain insurance for any or all of the following:

  • (a) loss or damage to the owner’s strata lot and the fixtures referred to in section 149(1)(d)
    • (i) against perils that are not insured by the strata corporation, and
    • (ii) for amounts that are in excess of amounts insured by the strata corporation;
  • (b) fixtures in the owner’s strata lot, other than the fixtures referred to in section 149(1)(d);
  • (c) improvements to fixtures referred to in section 149(1)(d);
  • (d) loss of rental value of the owner’s strata lot in excess of insurance obtained and maintained by the strata corporation;
  • (e) liability for property damage and bodily injury, whether occurring on the owner’s strata lot or on the common property.
  • (2) Despite this Act, the Insurance Act or any other law, an owner of a strata lot in a bare land strata plan may obtain and maintain insurance on buildings or fixtures built or installed on the strata lot.

1998-43-161, effective July 1, 2000 (B.C. Reg. 43/2000).